Qualified Charitable Distributions can be a Win/Win

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As the holiday season approaches, we often find ourselves in a giving spirit. One way to make a meaningful impact is by supporting our favorite charitable causes. But did you know there’s a tax-efficient way to give back? It’s called a Qualified Charitable Distributions (QCD), and if you’re an IRA owner aged 70½ or older, it’s worth exploring this option.

What is a QCD, and how can it benefit you? A QCD allows you to distribute funds directly from your IRA to a qualified charity. This can reduce your taxable income in the process. It’s a smart strategy that supports causes close to your heart and provides valuable tax savings.

To help you navigate this tax-saving opportunity, we’ve prepared a comprehensive guide, “Navigating Qualified Charitable Distributions in 5 Easy Steps.” In this resource, you’ll find essential information on QCDs, how to make them, and the potential tax benefits they offer. You can download this checklist below.

Ready to explore QCDs further, or have questions about tax-efficient investment and retirement strategies? I’m Chris Robinson, the lead advisor at RFG Wealth Advisory in Argyle, TX, and I’m here to assist you. You can reach me directly at 940-464-4104 or easily schedule a call on our website at https://www.rfgwealthadvisory.com/contact.

At RFG Wealth, we have a fiduciary duty to always put our client’s interests first. Plus we have a simple, transparent fee structure that’s easy to understand.

The holiday season is an excellent time to give back to the causes you care about. You can do this while optimizing your tax situation. Let’s work together to make the most of your financial resources and ensure your generosity benefits both you and your chosen charities.


Navigating Qualified Charitable Distributions in 5 Easy Steps

“These materials have been independently produced by RFG Wealth Advisory. RFG Wealth Advisory is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. RFG Wealth Advisory provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.”

Investment advice offered through RFG Wealth Advisory, a registered Investment advisor. FINRA/SIPC.

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