NUA (Net Unrealized Appreciation) Timeline: “Trigger Events”

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If you have company stock and are looking to withdraw it from your retirement account, the net unrealized appreciation (NUA) tax break may be an option you should consider. The NUA process allows you to pay taxes on the appreciation at long-term capital gains rates instead of at higher income tax rates. But this tax break comes with strict rules governing when NUA can be taken and the timing of the requisite lump-sum distribution.

To ensure you execute the NUA process correctly, click below to download “NUA Timeline: ‘Triggering Events.”

To learn more about ways to reduce your tax bill in retirement, contact our friendly advisors at RFG Wealth, 940-464-4104 to schedule a time to visit.


NUA Timeline: “Triggering Events”

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