Examining QLACs in 5 Easy Steps

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For many nearing retirement, the excitement of entering the golden years can be overshadowed by fear. With record-breaking inflation rates, coupled with market volatility and longer life expectancies, retirees are likely overwhelmed by thoughts of outliving their nest egg.

A qualified longevity annuity contract, or QLAC, is used by many retirees to help alleviate this concern. QLAC, a type of fixed-income annuity held in a retirement account, is designed to provide a steady income stream throughout one’s life. With funds shielded from market downturns and guaranteed monthly income, QLACs can be a great option, but specific rules must be considered.

To find out whether or not a QLAC could fit into your retirement plan, click below to download “Examining Qualifying Longevity Annuity Contracts in 5 Easy Steps.”

For more information on retirement income planning options, contact Chris at RFG Wealth Advisory at 940-464-4104 or Chris@RFGWealthMgt.com to schedule a time for a visit.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Ed Slott is not affiliated with LPL Financial.

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Qualifying Longevity and Annuity Contracts in 5 Easy Steps

“These materials have been independently produced by RFG Wealth Advisory. RFG Wealth Advisory is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. RFG Wealth Advisory provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.”

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