Critical Changes for 2024: Avoiding Spousal Beneficiary Mistakes

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Many are familiar with the adage, “Nothing is certain except death and taxes.” If you are married, a time will come when you or your spouse face a grim reality and consequent financial decisions. Unfortunately, when handling these financial matters, spousal beneficiary mistakes are common.

Age and income are essential factors, and several unique options are only available to spouses. Therefore, it is important to make an informed decision when inheriting an IRA from a deceased spouse.

To avoid common errors, download “Avoiding Spousal Beneficiary Mistakes in 5 Easy Steps!” 


With new little-known rules for spousal beneficiaries in effect starting in 2024 under SECURE 2.0, working with a trained professional specialized in navigating these decisions is more important than ever.

Financial Success Doesn’t Happen by Chance. 

Do you have questions about inherited IRAs or need assistance proactively planning for your spouse’s future income needs? We are here to help. Contact lead advisor Chris Robinson, ChFC, at our office, 940-464-4104, to schedule a time to discuss your current questions.

RFG Wealth Advisory in Argyle, Texas, is an independent, fee-only Registered Investment Advisor firm that always puts our client’s interests first. Plus, we have a transparent, simple fee structure that’s easy to understand. Call us today!


Avoid Spousal Beneficiary Mistakes in 5 Easy Steps

“These materials have been independently produced by RFG Wealth Advisory. RFG Wealth Advisory is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. RFG Wealth Advisory provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.”

Investment advice offered through RFG Wealth Advisory, a registered Investment advisor. FINRA/SIPC.

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