Charitable Contributions

Avoiding Charitable IRA Beneficiary Mistakes

Considering naming a charity as a beneficiary of your estate? The tax-exempt status of non-profit organizations can make IRAs ideal for charitable gifting.  Neither you nor your charity will pay income tax on the account. However, using these accounts for charitable gifting can also create several traps.  Traps for both the charity and other IRA beneficiaries.

From filling out your beneficiary form properly to separating accounts for each intended heir, there are a number of factors to consider when naming a charitable beneficiary.

To maximize the amount gifted to your charity and other beneficiaries, click here to “Learn How to Avoid Charitable IRA Beneficiary Mistakes.”

Have more questions about your qualified retirement accounts or strategies for financial gifting? We are here to help!

Give Chris Robinson a call at 940-464-4104 to schedule a time to discuss further.

charitable contributions, charitable gifting

“These materials have been independently produced by RFG Wealth Advisory. RFG Wealth Advisory is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. RFG Wealth Advisory provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.”

Securities offered through LPL Financial, Member FINRA/SIPC.  Investment advice offered through RFG Wealth Advisory, a registered Investment advisor and separate entity from LPL Financial.


The LPL Finanical registered representatives associated with this website may discuss and/or transact business only with residents in the states in which they are properly registered or licensed.  No offers may be made or accepted from any resident of any other state.

Copyright © 2022 RFG Wealth Advisory. All Rights Reserved.